Terms of Service

Effective date: September 21, 2026

Welcome to Breakthrough Financial, operated by LB Holding Company, LLC d/b/a Breakthrough Financial. We operate in the financial services industry as an independent life insurance agency. By accessing or using our website breakthroughfinancial.io, you agree to these Terms of Service.

Description of SMS use cases

Breakthrough Financial may send SMS messages to individuals who have opted in through our website or forms. These messages may include appointment confirmations, service updates, reminders, customer support communications, and follow-ups. Marketing messages will only be sent to users who have separately opted in.

Opt-out instruction

You may opt out of SMS communications at any time by replying STOP to any message. After opting out, you will receive a confirmation message and no further messages will be sent unless you opt in again.

Customer support contact

For assistance, reply HELP to any message or contact us at logan@breakthroughfinancial.io or (208) 954-1233.

Message and data rates

Message and data rates may apply depending on your mobile carrier. Message frequency varies based on user interaction.

Carrier liability disclaimer

Carriers are not liable for delayed or undelivered messages.

Age restrictions (18+)

You must be at least 18 years old to use our services.

Link to Privacy Policy

Your use of our services is also governed by our Privacy Policy, available on our website breakthroughfinancial.io.

General terms

You agree to use our services only for lawful purposes and not to misuse or interfere with our systems. We reserve the right to modify or terminate services at any time without notice.

Contact information

LB Holding Company, LLC d/b/a Breakthrough Financial
901 W Chestnut St #A-309
Tampa, FL 33607
Email: logan@breakthroughfinancial.io
Phone: (208) 954-1233