Start Proof Why life ins. Why us What you get How it works Is / Is-not Decide
Your Breakthrough Starts Here

Build a Business. Not Just Another Sales Job.

Get licensed, work warm leads, receive hands-on coaching from experienced leaders, and build a career with multiple income streams and unlimited growth potential.

See the proof ↓
Free to apply. We cover your exam & license fees — you just complete the licensing course. Commission role; some agents earn little or nothing.
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We place real policies with A-rated carriers
02 · The receipts

Real agents. Real numbers. Real dates.

Not a vibe — a record.

Mar came from door-to-door and made the switch for the lifestyle and the long-term vision here — and submitted $20K in his first month.

videoPeer testimonial #2
Real text & DM wins
Text message — a real first-sale win Text message — a real commission win Text message — a real agent win Text message — a real agent win
Tap any screenshot to enlarge

Individual experiences from specific agents — not typical, not averages, not a promise of what you'll earn. Some agents earn little or nothing.

Luke B.Started Feb 1 · first sale in 2 days

Started February 1st while still in school and working part-time. Made his first sale 2 days in — and kept both school and the job until the end of April. He's now at $120K in submitted business in his first 5 months, built around a full class schedule.

12
writing agents on the team
3
average days to first sale
$250K
submitted as an agency in June 2026 — across our 12 agents, an average of $21K per agent
03 · Why life insurance

The most overlooked opportunity in America.

It's more than a sales job — it's a chance to build a real, scalable business with residual income and no corporate ceiling.

01

Multiple income streams

Most sales careers pay one commission. Here there are multiple ways to earn as you grow from producer to business owner.

02

Scalable business model

Your income doesn't have to stay tied to your personal production. Build systems and develop leaders, and it can grow beyond what you can personally sell.

03

Highly duplicatable

Built on proven systems, scripts, and mentorship. Master the process, then teach others — leverage instead of pure effort.

04

Work from anywhere

Many agencies operate virtually. With a phone, laptop, and internet you can often serve clients from home or the road (subject to licensing).

05

Residual income

You don't start at zero every month. Renewals can create ongoing income from policies that stay in force.

06

Unlimited growth

Six figures as a producer or a nationwide agency — there's no corporate ceiling on your advancement.

07

Recession resistant

Families need protection in every economy. The need exists in every market cycle.

08

Work that matters

Every policy is a family better protected. You're not just selling — you're helping people prepare.

8 ways to get paid

Most jobs pay you one way. This pays eight.

Most sales jobs pay you once and you're back to zero next month. Here, you have the opportunity to earn in multiple ways as you produce, build, and lead.

1

Advance commissions

A large portion of your commission shortly after the policy is placed.

2

Backend commissions

More commission paid over time as premiums are collected.

3

Renewals / residual

Ongoing income from policies that stay active.

4

Producer bonuses

Bonuses for hitting personal production milestones.

5

Leadership overrides

Leadership comp — earned only when agents you mentor actually sell.

6

Leadership bonuses

Compensation tied to organizational growth and leadership.

7

Carrier bonuses & incentives

Production bonuses, trips, and incentives from carriers.

8

Sell your book

An established renewal book may become an asset you can sell.

Compensation varies by structure, contract, carrier, and individual production. No income is guaranteed — some agents earn little or nothing.

04 · Why Breakthrough

What makes Breakthrough different?

Compare us to the average insurance opportunity.

Typical opportunityBreakthrough
Figure it out aloneHands-on coaching
Buy random leadsVetted lead sources
Little transparencyClear costs and expectations
Generic scriptsProven sales systems
Recruit-first cultureClient-first, production-focused
05 · What you get

Everything You Need to Succeed.

If it costs money, we say so. If it's part of the deal, it gets an Included tag — no upsells hiding behind the call.

Build

Everything you need to start producing.

Vetted lead sources providedIncluded
Plug-and-play call scripts we coachIncluded
A-rated carrier contracts & appointmentsIncluded
Your exam & license fees — on usIncluded
The licensing course (about $250)You invest
The leads themselvesYou invest
Your CRM + tech subscriptionYou invest

Learn

Real coaching from real producers.

Direct coaching from the foundersIncluded
Daily sales trainingIncluded
Listen to live sales callsIncluded
Live call reviewsIncluded
A clear path from new agent to agency builderIncluded

Grow

Scale your income and your business.

Uncapped commission (income varies; not guaranteed)Included
8 ways to get paidIncluded
Leadership trainings on how to build a businessIncluded
Real ownership of your bookIncluded

No price on this page because there's nothing to buy from us — carriers set commission. The only things on you are the licensing course, your leads, and your CRM; we cover your exam & license. We show you the real contracts on the call.

06 · How it works

Here's Exactly What Happens Next.

Get licensed, call warm leads, get paid by A-rated carriers — and we do the heavy lifting.

01

Apply

A short form. No résumé games. ~2 minutes.

Included
02

The call

A real person calls — at a time you pick. No pressure.

Included
03

Get licensed

You complete the course; we cover your exam & license fees.

Included
04

Train & produce

Daily coaching; call warm leads; carriers pay you.

Included
05

Scale

Build your own team and earn leadership overrides as your agents produce.

Included
Day 1Schedule your callYou · ~2 min
Day 1We talk — answer everything, confirm fitOur team
Days 1–7Complete the licensing course at your paceYou · self-paced
When you passWe cover your exam & license feesOn us
First weeksDaily training + live coaching from the foundersOur team
As you sellA-rated carriers pay your commissionCarriers
As you growBuild a team and earn leadership overridesYou + us

Our incentives match yours: founders earn an override only when their agents actually sell — never for recruiting. Some agents earn little or nothing; nothing here is a promise of income.

07 · What this is — and isn't

Let's Be Clear.

Here's exactly what this opportunity is—and what it isn't.

✅ This IS

  • A real, licensed insurance career (your license, your name).
  • Warm leads from real company sources.
  • Mentorship from the founders — Logan, Brock & Dane.
  • Uncapped commission tied to your production.
  • Real ownership of a book you can one day sell.

🚫 This is NOT

  • An MLM or pyramid — no downline, no recruiting to "rank up."
  • Selling to your friends & family.
  • A course, a PDF, or a "group."
  • Pay-to-join or buy-a-kit (only cost is the ~$300 state license).
  • Get-rich-quick — skill-based work; some earn little or nothing.
Who we're looking for

Is this you?

You'll probably love it here if…

  • Competitive
  • Coachable
  • Entrepreneurial
  • Positive attitude
  • Self-starter
  • Wants freedom

Probably not for you if…

  • Looking for a guaranteed salary
  • Don't enjoy talking with people
  • Want overnight success
  • Don't like being coached
08 · The people behind it

Meet the Team Behind Breakthrough.

Logan Berger

Logan Berger

Co-Founder

6 years in door-to-door — 1 year pest, 5 in solar. A top rep who personally installed 120 deals in a single year and managed over $100M in solar installations across his career. Made the move to insurance for the lifestyle and the long-term durability of the business.

Brock Denison

Brock Denison

Co-Founder

Left the corporate world after realizing it wouldn't take him where he wanted to go. Spent 4 years in door-to-door — a top rep, then managing a team alongside Dane in California solar — before moving to insurance for a better business model.

Dane Cava

Dane Cava

Co-Founder

4 years in D2D solar, top rep before stepping into leadership — ran a team in Southern California, the toughest market in the country, that did 200+ installs in a single summer. In insurance, submitted $100K in business by his 5th month.

09 · Our commitment

At Breakthrough, we believe one opportunity can change the trajectory of a person's life.

We exist to give ambitious people the opportunity, coaching, and platform to build businesses they own, protect families with integrity, and create a legacy that extends far beyond themselves.

We're building more than an insurance agency. We're building a community of people committed to growth, leadership, and making a meaningful impact.

This isn't our business that you work in. It's your business that we're helping you build.

Every family we serve. Every leader we develop. Every breakthrough we create — that's what we're here for.

10 · Straight answers

The questions you're actually typing.

No. A-rated carriers (Americo, Mutual of Omaha, and others) pay you for real policies that protect real families — not for recruiting. No downline to build, no inventory to buy, no signing up your friends.
No. You can build a long, successful career purely as a producer — just writing policies. Building a team is optional and comes later if you want leadership income, and even then you only earn overrides when the agents you mentor actually sell.
Straight answer: we earn an override only when you write a real policy — never a fee, never a kit, never for signing you up. If you never sell, we make nothing on you. That’s exactly why we coach you to produce.
There’s no fee to join us. You cover the licensing course (about $250); we cover your exam & license fees. Once you’re producing, you invest in your own leads and CRM. We walk you through all of it on the call.
Yes — you’re paid on what you sell, across multiple income streams. Income is an individual result and never guaranteed; some agents earn little or nothing. No salary, no cap.
No experience needed — coachability beats a resume. Most of the team started knowing nothing about insurance. You complete a state licensing course (we cover the exam & license) and we train you from day one.
Vetted company lead sources — real people who already raised their hand about coverage. Never your friends, family, or contact list. You purchase your leads from those sources; we connect you and coach you on how to work them. We work with multiple lead sources that fit every budget, so you can start where you are comfortable.
You pick a time on our calendar — no waiting on a callback. A straight, no-pressure conversation to see if it’s a fit, both ways. We don’t sell your information. It’s a conversation, not a contract.
11 · Apply

Your Breakthrough Starts With One Conversation.

1
You pick a time on our calendar — book your call in a couple of taps.
2
A real conversation — both ways. We learn about you, and you ask us anything. No pressure. No sales pitch.
3
If it's the right fit for both of us… You take the course, we cover your exam & license.
4
Training. Your first clients. Your first commissions.
Takes ~2 minutes. No cost. You pick your time on our calendar.
12 · Last thing before you go

If You're Still Reading…

You're probably looking for more than just another job.

You want meaningful work, real mentorship, and the opportunity to build something of your own.

If that sounds like you, let's talk.

Before you go

It's a conversation, not a pitch.

Most people who close this tab think the call is a commitment. It isn't — it's a ~2-minute fit conversation where you ask the hard questions and we give you a straight answer either way (including "this probably isn't for you").

Only taking 2 more people this quarter. Apply now to see if you're one of them.
Step 1 of 7
What's your full name?
First things first.
🔒 We don't sell your info. One human reaches out.
Step 2 of 7
What's pulling you toward this?
Pick what resonates most.
Entrepreneurship
Financial freedom
A meaningful career
More flexibility
Step 3 of 7
Do you have a life insurance license?
Licensed or not—we can help.
Yes
Not yet
In progress
Step 4 of 7
Are you 18+ and authorized to work in the US?
Quick eligibility check.
Yes
No
Step 5 of 7
How soon are you looking to get started?
No wrong answer.
ASAP
30 days
90 days
Just exploring
Step 6 of 7
Which best describes you?
Helps us tailor the call.
College student
Working full-time
Sales professional
Business owner
Other
Step 7 of 7
Last step — where can we reach you?
So we can lock in your time.
Best time to call?
Morning (8–12)
Afternoon (12–5)
Evening (5–8)
Anytime
No cost. No obligation. Just a real conversation.
🎉

Thanks!

Let's get your call on the calendar.

Pick your time →

You'll be taken to our scheduling calendar to book your call.